Last updated: 17 May 2024

Welcome to Fiscus Finance! This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our finance blog and interact with our lead capture forms. We are committed to safeguarding your privacy and ensuring the security of your data. By using our website, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

a. Personal Information: We may collect personal information such as your name, email address, phone number, and other contact details when you voluntarily submit this information through our lead capture forms.

b. Non-Personal Information: We may collect non-personal information, such as your IP address, browser type, and browsing history, for statistical and analytical purposes. This information is collected using cookies and similar technologies.

2. Use of Information

We use the information we collect for the following purposes:

a. Personalization: To tailor the content of our finance blog and product recommendations to your interests.

b. Communication: To respond to your inquiries, provide information, and send updates. You provide consent for us to contact you up to 21 days from date of any form submission.

c. Marketing: To send you promotional materials, newsletters, and information about financial products or services that may be of interest to you.

d. Referrals: If you express interest in a specific financial product through our lead capture forms, we may share your contact information with our trusted partner agents who can provide further information and assistance.

Your data will be collected by Lixtus Private Limited and may be referred to a licensed Financial Advisor Representative (FAR) for further follow-up.

Legacy FA

Lixtus Private Limited (UEN: 202022612Z) may be remunerated by Legacy FA for each referral. As an introducer for Legacy FA, Lixtus Private Limited is not permitted to provide you with any service or provide recommendations on any investment product to you.

Manulife

Fiscus Finance is operating under Lixtus Private Limited. Fiscus Finance is operating under Lixtus Private Limited. Lixtus Private Limited (UEN: 202022612Z) may be remunerated by Manulife for each referral. As an introducer for Manulife, Lixtus Private Limited is not permitted to provide you with any service or provide recommendations on any investment product to you.

AIA

Fiscus Finance is operating under Lixtus Private Limited. Lixtus Private Limited (UEN:202022612Z) may be remunerated by AIA for each referral. As an introducer for AIA, Lixtus Private Limited is not permitted to provide you with any service or provide recommendations on any investment product to you.

Your data will be collected by Lixtus Private Limited and may be referred to a licensed Real Estate Agent for further follow-up.

By registering and providing my personal data, I consent to the collection, use, disclosure, retention, and processing (“Use”) of my personal data by the account owner(s), organisers, its agents, authorised partners, event sponsors, exhibitors and service providers, for the purposes indicated in this form/ platform and for communicating information about such parties, including their programmes, products and services through the contacts that I have provided.

I agree that my personal data may be used by such parties in accordance with their terms and personal data policies, which are available upon request. I also confirm the accuracy of the information that I have provided and where I have furnished personal data of other individuals, that I have obtained consent from them to disclose such information and for their information to be Used by the aforesaid parties

3. Data Security

We take reasonable measures to ensure the security of your personal information. However, no data transmission over the internet is completely secure, and we cannot guarantee the absolute security of your data.

4. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of these websites.

5. Your Choices

a. You may opt out of receiving marketing materials by unsubscribing from our emails or contacting us directly.

b. You may request access, correction, or deletion of your personal information by contacting us at [insert contact information].

6. Children’s Privacy

Fiscus Finance is not intended for children under the age of 13. We do not knowingly collect or store personal information from children.

7. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on our website, and the updated policy will be effective immediately upon posting.

8. Withdrawal of Consent

If at any point you wish to withdraw your consent for us to use your personal data, please do not hesitate to contact us.

You can send an email to contact@fiscusfinance.com with the subject line ‘Withdrawal of Consent’.

In the body of the email, please include your full name and the details of the consent you are withdrawing so we can process your request promptly. We are committed to respecting your choices and handling your data responsibly.

If you have any questions or concerns regarding this Privacy Policy, please contact us at contact@fiscusfinance.com

By using Fiscus Finance, you acknowledge that you have read and agree to this Privacy Policy.