This article explores how Singapore's recent property cooling measures, especially the Additional Buyer's Stamp Duty (ABSD), have unintentionally widened wealth gaps and impacted Singaporeans' financial security. It reveals how these policies, meant to curb speculation, have reinforced wealth among the affluent while making it harder for ordinary Singaporeans to enter the property market. As the city-state faces an ageing population and increasing inequality, the piece provides insights into how housing policies influence wealth, retirement security, and social cohesion. A must-read for those concerned about the future of Singapore’s property market and social stability.